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Bill 55, Safeguarding our Information Act, 2018

Crawford, Stephen

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Status

Debates

Acts affected

Original

Bill 55 Original (PDF)

EXPLANATORY

NOTE

The

Bill amends the Consumer Protection Act, 2002 to

provide that if a government institution makes a request to a lender to obtain

personal information of a consumer with whom the lender has entered into a

credit agreement, the lender may only disclose the personal information if the

consumer consents to the disclosure. Similar amendments are made to the Consumer Reporting Act and the Credit

Unions and Caisses Populaires Act, 1994 .

Bill 55 2018

Act to amend various Acts with respect to the disclosure of confidential

information

Her

Majesty, by and with the advice and consent of the Legislative Assembly of the

Province of Ontario, enacts as follows:

The Consumer Protection Act, 2002 is amended by

adding the following section:

Disclosure

of personal information

76.1

(1) If

a government institution makes a request, under its lawful authority, to a

lender to obtain personal information of a consumer with whom the lender has

entered into a credit agreement and whose personal information the lender has

in its possession or control, it is a term of the agreement that the lender may

disclose the consumer’s personal information to the government institution only

if the consumer consents to the disclosure.

Definitions

(2) In

subsection (1),

“government

any ministry, department, agency, board, commission, official or other body of

those governments; (“institution du gouvernement”)

“personal

information” has the same meaning as in subsection 2 (1) of the Freedom of Information and Protection of Privacy Act . (“renseignements

personnels”)

Section 19 of the Consumer Reporting Act is amended

by adding the following subsections:

Request

from government institution

(3) If

a government institution makes a request, under its lawful authority, to a consumer

reporting agency to obtain information regarding a consumer, the consumer

reporting agency may disclose the consumer’s information to the government

institution only if the consumer consents to the disclosure.

Definition

(4) In

subsection (3),

“government

any ministry, department, agency, board, commission, official or other body of

those governments.

Section 143 of the Credit Unions and Caisses Populaires

Act, 1994 is amended by adding the following subsections:

Exception

request

from government institution

(4) Despite

subsection (1), if a government institution makes a request, under its lawful

authority, to obtain information respecting a member, the information may be disclosed

to the government institution only if the member consents to the disclosure.

Definition

(5) In

subsection (4),

“government

includes any ministry, department, agency, board, commission, official or other

body of those governments.

Commencement

This Act comes into force on the day it receives Royal Assent.

Short

title

The

short title of this Act is the Safeguarding our

Information Act, 2018 .

Date Bill stage Event Outcome Committee

November 29, 2018

Second Reading

Ordered referred to Standing Committee

Standing Committee on Finance and Economic Affairs

November 29, 2018

Second Reading

Vote

Carried

November 29, 2018

Second Reading

Debated

November 14, 2018

First Reading

Vote

Carried

Debates and Progress

First Reading

November 14, 2018

Committee

Second Reading

November 29, 2018

Mr. Stephen Crawford, Mr. Faisal Hassan, Mrs. Gila Martow, Mr. Tom Rakocevic, Mr. Kaleed Rasheed, Mr. John Vanthof, Miss Kinga Surma

November 29, 2018

Declared carried. Referred to the Standing Committee on Finance and Economic Affairs.

Committee

Standing Committee on Finance and Economic Affairs

Third Reading

Royal Assent

Acts affected - Bill 55

Most Ontario public acts are available electronically; to view copies of the Acts to be amended by this bill visit e-laws

Consumer Protection Act, 2002

Consumer Reporting Act

Credit Unions and Caisses Populaires Act, 1994

Legislative Assembly of Ontario

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